The ARB Apex Bank Limited is a “mini”-central bank for the Rural & Community Banks (RCBs). The Bank was registered as a public limited liability company in January, 2000. The shareholders are the RCBs.

It was granted a banking licence in June, 2001 and was admitted to the Bankers Clearing House as the 19th member in August, 2001. The Bank has 11 branch offices throughout the country, which are as follows: Accra, Cocoa House, Kumasi, Sunyani, Bolgatanga, Cape Coast, Takoradi, Koforidua, Hohoe, Tamale and Wa.


ARB Apex Bank is proud to offer eBanking services that allow 24 / 7 access to your account wherever you are.

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Government Securities

The Bank is an authorised Primary Dealer of the Bank of Ghana.

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Cheque Processing

The Bank continues to operate as the central processing centre for all rural and community banks in the country. The Apex Bank guarantees the acceptability of the cheque issued by rural and community banks.

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Celebrating Living Legends

Rural and Community Banking (RCB) is one of the mo...

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Appreciating Dedicated Service

It has been said that a country that does not ...

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TEMENOS Community Forum (TCF) 2019 Highlights - ARB Apex Bank/RCBS Win Best Inclusive Bank Award 2019

The 2019 Temenos Community Forum (TCF) took place ...

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ARB Apex Bank admitted to Ghana-Sweden Chamber of Commerce

ARB Apex Bank has been admitted to the Ghana-Sweden Chamber of Commerce at a colourful ceremony in Accra.

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Association of Rural Banks outdoors new corporate cloth

Photo: Mrs Comfort Owusu, (middle) flanked by other ladies of the Association

The Association of Rural Banks, Ghana which is made of the over one hundred and forty rural banks in Ghana has launched a new corporate cloth.

The launch of the corporate Friday wear was part of activities that marked the 21st Biennial General Meeting held recently at Miklin Hotel in Kumasi.

Allow profitable rural banks to pay dividend -RCBs appeal to Bank of Ghana

The President of the Association of Rural Banks, Mr. Daniel Ohene  Kwaku Owusu, has appealed to the Bank of Ghana (BoG) to re-consider reviewing its directive to rural and community banks (RCBs) to halt the payment of dividend for 2019/2020 financial year.

According to him, while the intention is to build up capital resources to beef up the capital base of banks in order for them to be able to take on more businesses or absolve any contingent losses, the implementation of the directive must be done in moderation.

He said RCBs that are operating in a ‘sound base’ and profitable should be excluded and allowed to pay dividend to its shareholders.

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