The ARB Apex Bank Limited is a “mini”-central bank for the Rural & Community Banks (RCBs). The Bank was registered as a public limited liability company in January, 2000. The shareholders are the RCBs.

It was granted a banking licence in June, 2001 and was admitted to the Bankers Clearing House as the 19th member in August, 2001. The Bank has 11 branch offices throughout the country, which are as follows: Accra, Cocoa House, Kumasi, Sunyani, Bolgatanga, Cape Coast, Takoradi, Koforidua, Hohoe, Tamale and Wa.


ARB Apex Bank is proud to offer eBanking services that allow 24 / 7 access to your account wherever you are.

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Government Securities

The Bank is an authorised Primary Dealer of the Bank of Ghana.

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Cheque Processing

The Bank continues to operate as the central processing centre for all rural and community banks in the country. The Apex Bank guarantees the acceptability of the cheque issued by rural and community banks.

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Celebrating Living Legends

Rural and Community Banking (RCB) is one of the mo...

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Appreciating Dedicated Service

It has been said that a country that does not ...

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TEMENOS Community Forum (TCF) 2019 Highlights - ARB Apex Bank/RCBS Win Best Inclusive Bank Award 2019

The 2019 Temenos Community Forum (TCF) took place ...

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Joseph Akossey’s thoughts … Are rural banks well-positioned to weather the storm of COVID-19? June 29, 2020

Rural and Community Banks play a pivotal role in the Ghanaian financial landscape by extending financial services to the deprived, under-served and the unserved segments in various communities, thereby deepening financial inclusion.

They also provide financial services directed at market segments such as Micro, Small and Medium Enterprises (MSMEs), government workers among others.

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Joseph Akossey’s thoughts …. COVID-19 Pandemic: Lessons for Rural Banks

The COVID-19 crisis has disrupted social and economic activities across the globe. Experts have argued that COVID-19 is not only a health crisis but also an economic crisis. As part of the financial ecosystem, the RCBs are also susceptible to negative effects of COVID-19.

Banks call on government to help retrieve locked up funds

Accra, June 22, GNA - Mrs Comfort Owusu, the Executive Director of the Association of Rural Banks Ghana, has called on government to support Rural and Commercial Banks (RCBs) to retrieve locked up funds with the defunct financial institutions whose licenses were revoked.

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